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Rancho Bernardo Dental Arts

INSURANCE & FINANCING

We accept most PPO dental plans.

We bring you flexible options to help you get the dental care you need.

  • 1. Insurance

    Orthodontic benefits may cover up to $2,500. Pair your insurance with an FSA or HSA to maximize savings.

  • 2. 0% Financing

    Enjoy 0% financing through Cherry Financing or CareCredit, and use your HSA or FSA funds to save even more on out-of-pocket costs.

  • 3. Membership Plan

    Our dental savings plan offers affordable care without insurance hassles, waiting periods, or surprise costs.

Frequent insurance questions.

We’re here to help. If you have questions that are not covered in our FAQ, please send us a message.

Do you accept Medicaid, HMOs, DMOs?

Unfortunately, we don’t accept Medicaid, Healthplex, HMOs, and DMOs. We have many active patients with those plans, but still choose our practice for the personalized care and attention they receive. We have created a MEMBERSHIP program tailored to make our care more affordable.

I don't see my insurance listed. How can I check if you accept it?

We work with a wide range of dental insurance providers. Want to see if your exam is covered? Use our instant insurance verification tool to check your benefits in real time.

Does dental insurance cover fillings, crowns, implants, and other procedures?

Coverage varies based on your specific dental plan. If you choose to proceed with treatment, we’ll review your insurance details and provide an estimate of your expected costs before your visit.

How do I know if you’re in network or out of network?

We partner with most major dental insurance plans to help make quality care more accessible, whether we’re in network or out of network. You can quickly review your coverage using our live benefits checker.

Get Started

Quality dental care from our skilled and caring staff

16810 Bernardo Center Dr. Ste A, San Diego, CA 92128

Insurance

Wondering if your insurance covers your dental exam and cleaning? We’ll let you know in seconds.

Financing

Get access to the best dental financing options that meet your budget. Easily apply online.

Professional affiliations

  • Academy of General Dentistry
  • American Academy of Cosmetic Dentistry
  • California Dental Association
  • American Dental Association